Bilcan, Tuğba, and Nur Dilbaz Alacahan. “The Effect of Digitalisation Level on Digital Banking Practices in the Banking Sector”. JOURNAL OF LIFE ECONOMICS 11, no. 1 (January 31, 2024): 31–46. Accessed May 22, 2024. https://journals.gen.tr/index.php/jlecon/article/view/2287.